My Mutual Fund investment always helped me in making money and improving my livelihood. Mutual Fund Investments always comes along with market risks but its liquidity factor never caused me huge losses. But as the sole meaning of an Investment is to create wealth by investing for long term, the Mutual Fund investors always have fear of losing their money due to unstable equity market.

Recently I was introduced to Bajaj Capital’s Systematic Investment Plan for Mutual Funds Investments which not only facilitates the investor by creating wealth by the power of compounding and the averaging factor for the long future but also created a habitual form of investment for me where the money is automatically debited from my bank account monthly (options are of weekly and quarterly as well). And the advantage of Rupee Cost Average and the Compounding power the accumulated money over the time is used in buying more units which due to market volatility creates money for me. Bajaj’s SIP Return Calculator which helps in determining the value of the investment over a period of time on an expected rate of return.

To rely on Bajaj Capital for my SIP Investment because of their varied SIP options and their decades of experience ensured me of creating and saving fortune for me and my family’s future and has helped many of the non-regular investors as well because of the liberties of entering and exiting from the equity market during the investment and creating a negligible chance of loss to them.

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Honest wealth creation through a Systematic Investment Plan (SIP) has a formula! Mutual Funds help you in wealth creation by adding dividend or gains to the principal amount, which results in a large amount at the end of investment period. The compound interest is added to the principal of a deposit and the added interest again earns an interest.

Following are a few points which will help you get more profits through an SIP (Systematic Investment Plan):

Invest early

To make most of compounding in an SIP, one must follow the golden rule of investing that is beginning early. This is because of fact that longer the investment cycle is, bigger will be the returns in the end.

Keep the investments for long time
The longer the period of investment is, more the chance to increase the gain is. It is due to dividend that someone receives on the current sum of money, which is higher, the longer you invest.

Invest regularly

SIP can give great returns on the wealth of investors who have a regular monthly income and cannot make lump sum investments. SIP is suitable for first time investors and for investors those who invest in equities due to market volatility and risk.

Cost averaging

One of the most important benefits of an SIP is cost averaging. The amount invested is fixed for an SIP; hence the number of units purchased for it in the market will be high and vice versa. Therefore, the average cost of a unit is reduced which in turn benefits the investor.     

Conclusively, compounding and SIP can benefit you the most if you begin investing early, keep investments for long time and invest in a regular and disciplined way. By following these steps, your principle will keep growing and will earn you a larger amount at the end of the investment period.

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Two investment dilemmas bother every enlightened investor: How much to allocate for the future in the best case scenario, and in the worst-case one. To be blunt, the question is: “How to make sure that my family lives happily -- with me and after me?”

In the worst case scenario, you are looking for insurance. And that means you need the guidance of a Human Life Value Calculator. It’s a simple online tool. Just enter these details:

● Annual household expenses

● Annual income

● The number of years your family should get an income

● Expected rate of inflation

● Expected returns

● Outstanding liabilities

● Current investments and assets

● Current value of insurance

The Human Life Value Calculator then calculates your net worth, how much income your dependents will need and consequently, how much insurance you have to take on.

But let’s look at the brighter side now. What are the regular instalments that you need to pay to invest in mutual funds? Systematic Investment Planning or SIP is proven to give great returns that will one day bring your dreams to fruition.

Utilise the helpful SIP Return Calculator India mutual funds offer. Enter these details:

● Your regular investment amount

● The frequency of investment

● The number of years of investment

● The expected annualised returns

Press the ‘Calculate’ button to find out how much you have invested, and how much will you get on maturity.

Your dreams and your family are under a safety net now. Congratulations!

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