There is a system to how you make money. There are responsibilities at workplace that you take care of, and are rewarded for.

There is also a system to how you spend that money. You divide it in personal and domestic expenses, liabilities and savings.

If there’s a system to how you make money, and there is a system to how you spend it, why is there no system for how you invest it for your future?

The most common excuse is: “I don’t have a large enough amounts saved each month, to invest it somewhere.” But who said that small amounts can’t be invested? Haven’t you heard that you can start investing as much as Rs. 500 per month with Systematic Investment Planning (SIP)?

A Systematic Investment Plan is a planned, regular investment in Mutual Funds. You could invest a fixed amount every month, or every quarter, even annually. If you activate the auto-debit feature, then the small pre-determined sum will be withdrawn periodically from your bank account, without you having the hassle of remembering the date and issuing cheques.

For your investment, you are allotted units of the Mutual Fund, based on the prevailing Net Asset Value (NAV). You can track online, the total number of units accumulated in your account. On a daily basis, you can check the worth of your Mutual Fund investment based on current market rate, i.e. NAV.

Systematic Investment Planning is a proven mode to get maximum returns from a MF investment. Get on this system to brighten your financial future.

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Is it possible to have a Rs. 1 crore corpus on retirement? Want to live life king-size in your autumn years?

Then start early and embrace systematic investment planning. The power of systematic investment planning lies in compounding. Rs. 1,000 saved and invested every month for 20 years can make you richer by approximately Rs. 17.60 lakh. But do you know what will be the corpus if the same amount of money is invested regularly over 30 years? You will be wealthier by approximately Rs. 94.90 lakh. Seems interesting?

How can you start on systematic investment planning?

The best way to get started on systematic investment planning is by choosing any of the leading Mutual Fund houses, you can also take help of reputed investment service provider which can link your SIP's with retirement or financial goals. A SIP allows you to conveniently invest a fixed amount every month in the fund of your choice.

One needn’t worry as to how one will transfer a fixed amount every month to the Mutual Fund company or Asset Management Company. You can leave a standing instruction for them to auto-debit the money from your bank account. The entire process of transferring money for systematic investment planning is completely hassle-free.

Why should I invest in SIP?

The biggest benefit of investing through SIPs is that you get the benefit of rupee-cost averaging. Many of us are worried whether we are investing at the right time. With SIPs, you can rest assured that you are investing at all levels of the market, high and low included.

Save a fixed amount every month, start investing them right from a young age and let the power of compounding work for you.

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